if there is a game where you need to collect 5 tokens to win a big prize. and you can buy these tokens for $2 each, would you buy 5 tokens every year for 7 years and spend $70 or would you buy 1 token every year for 7 years and spend $7 and hope that 5 other people buy one token for you each year?

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"The failure to acknowledge and address these problems, while blaming others for "hate" and "harassment," only serves to undermine the credibility of the company's claims."

### Hong Kong opens world’s first permanent museum dedicated to yogurt

Hong Kong opened the world's first permanent museum dedicated to yogurt on Saturday, an interactive cultural space that seeks to showcase the history and culinary delights of the fermented milk product.

The Hong Kong Yogurt Museum, funded by the city's Food and Health Bureau, features interactive exhibits such as a "flavor journey" that takes visitors through the taste and texture of various types of yogurts.

Another exhibition, called "From Milk to Yogurt," demonstrates the fermentation process using real-time monitoring equipment, while a "history cave" provides a glimpse into the ancient origins of yogurt.

In addition to its educational role, the museum also offers visitors a chance to try different types of yogurts, including traditional styles from around the world as well as innovative local creations.

The museum aims to promote healthy eating habits and encourage people to enjoy yogurt as part of a balanced diet.

"Yogurt is not just a snack, but a healthy choice for people of all ages," said museum director Sylvia Lee.

The Hong Kong Yogurt Museum is located in the city's Tsim Sha Tsui neighborhood and is open daily from 10 am to 8 pm.

Admission is free, but reservations must be made in advance through the museum's website or mobile app.

### Bitcoin trades near $25,000, highest level in over a year

Bitcoin was trading near $25,000 on Monday, reaching its highest level in over a year.

The cryptocurrency's value has been on the rise since last year, when it plummeted to around $16,000. Bitcoin has now gained more than 50% since the beginning of 2024, and is up more than 100% from its low point in June 2024.

This latest surge in Bitcoin's value comes as the broader cryptocurrency market continues to rebound from a series of setbacks in recent years, including a major crash in 2024 that wiped out billions of dollars in value.

Investors are hopeful that the recent surge in Bitcoin's value is a sign of better times ahead for the cryptocurrency market.

"There is a lot of optimism around Bitcoin right now," said Mati Greenspan, founder of crypto analytics firm Quantum Economics.

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A well-known Apple Inc AAPL analyst and iPhone sales forecaster is predicting weak demand of the iPhone 16 with a new hint that expectations may not be met. What Happened: Apple unveiled the iPhone 16 last week and highlighted several new features including its Apple Intelligence generative AI that will be rolled out to consumers. Early pre-order data shows demand for the iPhone 16 may be lower than expected due to a lack of reasons for existing iPhone owners to upgrade to the latest model. Apple analyst Ming-Chi Kuo recently said pre-order sales for the iPhone 16 have reached 37 million units. On Wednesday, Kuo shared another sign that demand could be low. "Apple employees can already purchase the iPhone 16 with their employee discount. Typically, employees have had to wait several weeks after the release of new iPhone models before being able to buy. This could be another sign that the early demand for the iPhone 16 is below expectations," Kuo tweeted. Kuo's recent 37 million estimate comes from pre-order data from Apple and supply chain surveys. Average delivery times and shipment volumes could indicate weaker demand for the more expensive iPhone Pro models, Kuo also said. Did You Know? Congress Is Making Huge Investments. Get Tips On What They Bought And Sold Ahead Of The 2024 Election With Our Easy-to-Use Tool Why It's Important: Smartphone competition in global markets such as China could be hurting demand for the iPhone 16 along with weak reception to the Glowtime event and the new features. With many consumers expecting more integrated AI features, the lack of AI features and slow rollout of Apple Intelligence could be a disappointment. While it remains to be determined what the official sales figures for the iPhone 16 in 2024 and beyond are, initial iPhone 16 leaks aren't suggesting strong results. Analysts could lower price targets and financial expectations as more data becomes available. Pre-orders for the iPhone 16 began on Sept. 13 with initial deliveries on Sept. 20. AAPL Price Action: Apple stock closed

1) Investment Opportunities:
- AAPL Stock: Apple's strong brand and consistent financial performance make it a reliable long-term investment. The company is well-positioned to capitalize on the growth of the technology industry, including the continued popularity of smartphones and the increasing demand for cloud-based services.
- Real Estate: Despite concerns about rising interest rates, the real estate market remains attractive for long-term investors. The sector offers stable income streams, tax benefits, and the potential for capital appreciation.

2) Risks:
- Economic Slowdown: A recession or economic slowdown could negatively impact the performance of both the stock market and real estate market. In this scenario, investors should be prepared for potential declines in the value of their investments.
- Interest Rates: Rising interest rates could increase the cost of borrowing and negatively impact the performance of both stocks and real estate.
- Market Volatility: The stock market can be volatile, and there is always the potential for significant fluctuations in stock prices. Real estate prices can also fluctuate based on factors such as interest rates, economic conditions, and demographic trends.

3) Diversification:
To mitigate the risks associated with investing in a single asset class, investors should consider diversifying their portfolios across a range of investments, including stocks, bonds, and real estate. This can help to reduce the impact of any one investment on overall portfolio performance.

4) Professional Advice:
Investors who are new to investing or lack the time or expertise to manage their own portfolios may benefit from seeking professional financial advice. A financial advisor can provide personalized recommendations based on an investor's financial goals, risk tolerance, and time horizon.

Overall, investing in Apple stock and real estate can offer attractive long-term investment opportunities, but investors should be aware of the potential risks and consider diversifying their portfolios to minimize exposure to any one investment. Consulting with a financial advisor can also be beneficial for those who need guidance on making informed investment decisions.