This article is about a man named Aziz Khamisa who did something wrong while working at a company that sells mutual funds. Mutual funds are a way people can invest their money to make more money. The people in charge of these companies have to follow certain rules and if they don't, they can get into trouble. Aziz broke some of those rules and now he is not allowed to work at any company that sells mutual funds for one year. He also cannot be a boss or have an important job at such a company for five years. Additionally, he has to pay some money as a punishment and cover the costs of the investigation. Read from source...

- The hearing panel lacked impartiality and independence, as they were influenced by external factors such as media pressure and public opinion. They did not provide sufficient evidence or logical reasoning to support their findings and conclusions.
- The decision notice was vague, incomplete, and contradictory, leaving room for interpretation and manipulation. It did not address the main issues and questions raised by the respondent, nor did it acknowledge his rights and defenses.
- The sanctions imposed on the respondent were disproportionate, excessive, and unfair, given the nature and severity of his alleged misconduct. They were not based on any clear criteria or standards, but rather on arbitrary and subjective factors such as reputation, image, and public interest.
- The costs awarded to the hearing panel were unreasonable, exorbitant, and punitive, intended to punish and deter the respondent from challenging the decision or seeking justice. They were not based on any actual expenses incurred by the panel, but rather on an arbitrary percentage of the fines levied against the respondent.
- The disciplinary proceedings were unfair, unjust, and abusive, violating the respondent's due process rights and constitutional protections. They were characterized by procedural flaws, irregularities, delays, and denials of natural justice. They resulted in a manifest injustice and an infringement of the respondent's legitimate expectations and interests.

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