So, there's a company called Robinhood that helps people buy and sell things with their money. They have a special group of customers called Gold members who pay some extra money every month to get more benefits. Now, they made a new card for these Gold members that gives them 3% back when they spend money, which is more than other cards usually give. This way, Robinhood hopes more people will want to join their Gold group and use their services more. The company wants to keep making new things for their Gold customers so they don't go anywhere else. Read from source...

- The title is misleading and overly positive, implying that Robinhood Gold customers will have no choice but to use the new card, which is not true. It also suggests that the 3% cash back offer is a "no-brainer", which may be subjective and depends on individual preferences and needs.
- The article does not provide any comparisons with other credit cards or competitors in the market, nor does it mention any potential drawbacks, risks, or limitations of the card. It only focuses on the benefits of Robinhood Gold and the new card, which may create a false impression of superiority and exclusivity.
- The article quotes the CEO Vlad Tenev extensively, without providing any independent or external sources to verify his claims, statements, or opinions. This may raise questions about the credibility, objectivity, and accuracy of the information presented in the article.

- The article discusses the launch of a new credit card by Robinhood, offering 3% cash back on all categories for its Gold customers. This is intended to incentivize more users to join the Gold membership program and increase their engagement with the platform. The card also has no annual fees or foreign transaction fees, which makes it highly competitive in the market.
- Robinhood aims to create a comprehensive ecosystem for its customers by offering custody services for all their assets and providing credit as a critical part of the financial transaction process. This could help the company increase its revenue per user and attract more high net worth individuals who are used to premium service from traditional financial institutions.
- The risks associated with investing in Robinhood include market volatility, regulatory changes, competition from other fintech platforms, and potential lawsuits or investigations related to its business practices. Additionally, the company's growth depends on its ability to retain and attract users, as well as to diversify its revenue streams beyond commission-based income.