A big company in China called Lufax is giving a lot of money back to the people who own its shares, which are called dividends. This happened because they want to focus on making more profit and not grow too fast. But some investors don't think this is enough and still don't like the company very much. Other companies that do similar things have already been giving money back to their shareholders for a while, but Lufax is one of the last ones to start doing it. Read from source...

- The title is misleading and sensationalist, implying that the dividend was a disappointing or unsuccessful move by Lufax. However, the article itself shows that the dividend was well-received by investors and boosted the share price significantly.
- The article constantly compares Lufax to its rivals, such as Qifu, FinVolution, and LexinFintech, without providing any clear or relevant benchmarks for comparison. For example, it mentions that these companies offer higher dividends, but does not explain how this affects their profitability, growth, or risk profiles.
- The article focuses on the negative aspects of Lufax's business model, such as its shrinking footprint, expenses, and credit impairment loss, without acknowledging the positive effects of its growing conservatism and focus on more profitable markets. It also ignores the potential benefits of having a loyal direct sales team that can provide better customer service and retention.
- The article uses vague and subjective terms to describe Lufax's performance, such as "growing conservatism", "big jump in its share price", and "massive dividend". It also relies on outdated or incomplete data, such as using the trailing P/E ratio instead of the forward one, which is more relevant for valuation purposes.
- The article ends with a disclaimer that it does not represent Benzinga's reporting and has not been edited for content or accuracy, which undermines its credibility and objectivity. It also implies that the author may have some personal or professional motives behind writing such a negative piece on Lufax, possibly to influence the market or investors' opinions.

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