A survey by Charles Schwab asked regular people who buy and sell stocks how they feel about the market right now. Most of them are very optimistic and think it's a good time to invest in individual stocks. They also believe that the U.S. economy won't have a big downturn next year. However, they are still worried about things like wars and problems with the world's money system, which could make the market go down or be more unpredictable. Despite these fears, they feel pretty good about their own ability to make smart choices with their money. Read from source...

- The title is misleading and sensationalized. It implies that retail traders are more bullish than ever before, which is not supported by the data presented in the article.
- The article fails to mention any historical or comparative context for the survey results, making it difficult to assess their significance and reliability.
- The article relies heavily on anecdotal evidence and quotes from unnamed sources, rather than providing empirical data or statistical analysis. This weakens the credibility of the claims made in the article.