Apple has a special card called Apple Card and it lets you save money in an account linked to the card. The more you use the card, the more money you can save. Recently, they raised how much money you can earn from saving by 0.15% for the third time since December. This makes the interest rate on the savings account 4.50%. Apple did this to make their savings account better and more attractive compared to other banks that offer similar accounts. However, you should know that any money you earn from saving with Apple will be taxed by the government at the end of the year. Read from source...

- The article does not mention any of the factors behind the APY rate increase, such as market conditions, inflation, or banking regulations. It only reports the changes without providing any context or analysis. This is a weakness in journalism that makes the article less informative and credible for readers who want to understand the implications of the rate change.
- The article repeatedly uses the term "Apple Card Savings Account" as if it were a generic term for any high-yield savings account, without clarifying what makes this particular product unique or different from other options. This is misleading and confusing for readers who may not be familiar with Apple's financial services or how they work. A better way to write the article would be to use the full name of "Apple Card Savings Account" followed by a brief explanation of what it is and how it differs from other savings accounts in terms of features, fees, interest rates, etc.
- The article compares the APY rate of Apple's savings account with those of other popular high-yield savings accounts, such as American Express and Marcus by Goldman Sachs, without providing any data or evidence to support its claims. For example, it does not mention how these rates compare to the national average, the historical trends, the minimum balance requirements, the customer reviews, or the annual fees of these products. This makes the article less informative and objective for readers who want to make an informed decision based on comparisons and facts.
- The article mentions Apple's announcement of exclusive subscription deals for Apple Card users, but does not explain how these deals relate to the APY rate increase or why they are relevant for readers. This is a random inclusion that seems to be motivated by sensationalism rather than journalistic integrity. A better way to write the article would be to either focus on the APY rate increase as the main topic and provide more details about it, or to separate the subscription deals into a different section with a clear transition and connection to the main topic.
- The article ends with a reminder that the interest earned on Apple's savings account is taxable, but does not provide any information or advice on how to calculate, report, or reduce the tax liability. This is an incomplete and vague conclusion that leaves readers feeling uninformed and unsatisfied. A better way to write the article would be to include some tips or resources on how to manage the tax implications of the interest income, such as linking to the IRS website, providing examples, or suggesting tax software options.