Someone named F. Miles Adler has a solution for the problem of marijuana businesses having too much cash that they can't put in banks. He thinks that third-party companies, which are not part of the marijuana businesses, should check the cash and make sure it follows the law. This way, the cash can be put in banks and help the country. This solution might work even if the government doesn't change the laws about marijuana. Read from source...

- The article is written by a banking expert, but the proposed solution is not based on banking principles or practices, but on third-party certification, which is not a banking concept.
- The article does not address the main issue of cannabis prohibition and its impact on the banking system, but rather focuses on a possible solution for cannabis retailers to handle their cash reserves.
- The article does not provide any evidence or data to support the claim that third-party certification would be a secure and effective solution, nor does it consider the potential risks or challenges involved in implementing such a system.
- The article does not mention any existing or proposed regulations, laws, or policies that would enable or support the creation of third-party certification, nor does it address the legal and ethical implications of such a system.
- The article does not acknowledge or address the perspectives or interests of other stakeholders, such as banks, regulators, law enforcement, or patients, who may have different views or concerns about the cannabis banking issue.
- The article uses emotional language and exaggerated claims, such as "mountains of cash", "billions in cannabis cash", "well-known banking limitations", "security risk", "start a repatriation process", without providing any context or justification for such language.
- The article is written in a promotional tone, as if it were an advertisement or a press release for the proposed solution, rather than a balanced and informative news article.

### Final answer: The article is a biased and irrational piece of writing that does not provide a valid or credible argument for the proposed solution.

neutral

Summary:
Banking expert F. Miles Adler proposes third-party certification to manage billions in cannabis cash generated by state-legal sales. Third-party firms could ensure compliance with federal laws, providing a secure solution for handling cannabis cash reserves.