Alright, imagine you have two cool companies that pay you to own their stocks. Each share of company CIM pays you $0.918 every year (that's the dividend yield), and each share of company STWD pays you $0.852 every year.

Now, some smart people who study these companies a lot (called analysts) have said what they think will happen to the prices of these stocks in the future. They made two lists:

1. **CIM List:**
- One analyst thinks it's okay right now but not amazing (they call that "Market Perform"). They thought the price should be $15, but recently changed their mind and said maybe $16 instead.
- Another analyst just started looking at this company and also thinks it's okay right now ("Neutral") with a price target of $16.50.

2. **STWD List:**
- One analyst says it's doing good right now ("Market Outperform"). They thought the price should be $24, but they lowered that to $23 recently.
- Another analyst also thinks it's okay right now ("Neutral") and raised their price target from $19.50 to $20.

So, in simple terms:
- Both companies pay you good money every year if you own their stocks.
- Some smart people have different opinions about how much the stocks should cost in the future. Read from source...

Based on the provided text, here are some potential consistency issues, biases, and irrationalities to consider as a critical reader (let's call this AI – for Detailed Analytical Narrator):

1. **Inconsistency in Analyst Ratings:**
- Both analysts covering Chimera Investment Corporation (CIM) have given neutral or market perform ratings, with UBS analyst Douglas Harter having an accuracy rate of 66%. However, the article doesn't explain why there's no buy rating for a stock with such a high dividend yield.
- For Starwood Property Trust (STWD), despite recent better-than-expected earnings, JMP Securities' Steven Delaney has maintained a market outperform rather than upgrading to a 'strong buy' or 'buy'. This inconsistency could be due to other factors not mentioned in the article.

2. **News Bias:**
- The article highlights the positive earnings report for STWD but doesn't discuss any negative news. While it mentions the downbeat earnings for CIM, it doesn't dwelling on that either. A balanced approach would include discussing both sides of each company's recent performance.
- Benzinga Pro's mention could also be seen as bias, as it promotes their own services like real-time newsfeed and charting tools.

3. **Rationality and Emotion:**
- The article doesn't provide any clear reasoning for the price target changes or rating assignments by analysts. To assess rationality, we'd need more context about the fundamentals of these companies that drive analyst decisions.
- The emotional aspects aren't directly present in this news piece, but readers might get excited about high dividend yields like those of CIM and STWD without understanding potential risks.

4. **Lack of Context:**
- No industry comparisons or peer analysis are provided to help contextualize these companies' performances and analysts' ratings.
- The article also doesn't delve into the implications of the analysts' track records (accuracy rates) for their recommendations.

Based on the provided information, here's a sentiment analysis of the two stocks:

1. **Chimera Investment Corporation (CIM)**
- The analyst ratings and price target changes suggest a bearish to neutral sentiment:
- Keefe, Bruyette & Woods analyst Bose George maintained a 'Market Perform' rating.
- UBS analyst Douglas Harter has a 'Neutral' rating with an increased price target but still below the current stock price.
- The recent news of downbeat quarterly earnings also contributes to a negative sentiment.

2. **Starwood Property Trust, Inc. (STWD)**
- The sentiment here is more positive:
- UBS analyst Douglas Harter maintained a 'Neutral' rating but increased the price target, suggesting potential upside.
- JMP Securities analyst Steven Delaney has a 'Market Outperform' rating despite slightly lowering the price target.
- The recent news of better-than-expected quarterly earnings adds to the positive sentiment.

Overall, while both stocks have neutral to bearish ratings from analysts, STWD's recent earnings and a slightly more bullish analyst outlook make it appear more favorable compared to CIM at this time. However, individual investors should still conduct their own thorough research or consult with a financial advisor before making any investment decisions.

Based on the provided information, here are comprehensive investment recommendations and associated risks for Chimera Investment Corporation (CIM), Starwood Property Trust, Inc. (STWD), along with a brief overview of recent news and analyst sentiments:

1. **Chimera Investment Corporation (CIM)**:
- *Recommendation*: The majority opinion among analysts is 'Market Perform' from KBW's Bose George.
- *Price Target Upgrades*:
- KBW: $16 (previous: $15)
- UBS: $16.5
- *Upside/Dowside Potential*:
- Current price:Around $14.00 (as of Nov. 18, 2023)
- UBS's target represents a potential upside of ~18.57%.
- *Risks*:
- CIM recently posted downbeat quarterly earnings on Nov. 6, which could negatively impact investor sentiment and stock performance.
- The company has a high dividend yield (9.97%), but lower earnings might lead to reduced or skipped dividends in the future.
- *Investment Thesis*: Despite the recent earnings miss, analysts believe CIM's fundamentals remain intact, with upgrades and increased price targets suggesting potential opportunities.

2. **Starwood Property Trust, Inc. (STWD)**:
- *Recommendation*: Mixed signals from analysts; 'Market Outperform' from JMP Securities' Steven Delaney and 'Neutral' from UBS's Douglas Harter.
- *Price Target Changes*:
- JMP: $23 (previous: $24)
- UBS: $20 (previous: $19.5)
- *Upside/Dowside Potential*:
- Current price: Around $18.50 (as of Nov. 18, 2023)
- UBS's target represents a potential upside of ~8.11%.
- *Risks*:
- Although STWD posted better-than-expected earnings on Nov. 6, recent stock performance has been lackluster due to broader market conditions and sector-specific factors.
- The high dividend yield (9.43%) might be unsustainable if fundamentals deteriorate.
- *Investment Thesis*: Despite the recent mixed signals from analysts, STWD's better-than-expected earnings report could provide an attractive entry point for long-term investors, considering its strong fundamentals and dividend history.

**General Risks to Consider**:
- High dividend yields can indicate high risk or distressed stocks.
- Investing in real estate investment trusts (REITs) exposes shareholders to interest rate risks, as well as risks relating to changes in rental demand and property values.
- Market conditions and sector-specific factors can impact the overall performance of both CIM and STWD.

Before making any investment decisions, consider conducting thorough due diligence and consult with a financial advisor or investment professional.