The article talks about some very rich people who have made bets that a big company called UnitedHealth Group will lose money. They used special tools to make these bets and the writers of the article think other smaller investors should know about it because it might mean something bad is going to happen to the company. Read from source...

1. The article title is misleading and sensationalized. It implies that there is some special or secretive information about what whales are doing with UNH, when in reality it is just reporting on publicly available options history data that anyone can access. This creates a false sense of urgency and exclusivity for the readers who might think they are getting an insider scoop.
2. The article uses vague and ambiguous terms like "whales" and "a lot of money to spend". These words do not accurately describe the type or size of investors that are making these trades, nor do they provide any context for their trading strategies or motivations. This makes it difficult for readers to understand who these investors are, why they are doing what they are doing, and how it might affect them.
3. The article relies heavily on speculation and assumption when interpreting the options data. For example, the author states that "when something this big happens with UNH, it often means somebody knows something is about to happen." This is a weak argument that does not provide any evidence or reasoning for why these trades indicate some hidden knowledge or upcoming event. It also ignores other possible explanations for the options activity, such as hedging, portfolio diversification, or risk management.
4. The article has a negative tone and bias against UNH and its investors. It repeatedly uses words like "bearish", "uncommon", "not normal", and "split" to emphasize the perceived negativity of the options trades. It also implies that retail traders should be concerned or worried about these trades, without providing any data or analysis to support this claim. This creates a sense of fear and doubt among the readers who might think that they are missing out on something or that UNH is a bad investment.

Based on the information provided by Benzinga, it seems that some large investors or institutions have taken a bearish stance on UnitedHealth Group (UNH) by buying puts options. This indicates that they expect the stock price to decrease in the near future. Puts options give the holder the right to sell the underlying asset at a specified price before the expiration date, so buying puts is a way of betting on a decline.

There are several possible reasons why these investors might have this outlook on UNH, such as:

- They have access to some insider information or signals that suggest the company's performance or prospects will worsen
- They believe that the broader market conditions will negatively affect UNH's stock price, such as a recession, a health crisis, regulatory changes, or increased competition
- They are using options as a hedging strategy to protect their existing long positions in UNH from losses, either by selling short the same amount of puts they bought or by buying some call options to offset the risk
- They are taking advantage of the current market volatility and uncertainty to make a profit from the price fluctuations, either by closing their positions before expiration or by selling the shares they acquired from exercising the puts

However, these are not the only possible explanations, and there may be other factors that influence these investors' decisions. Therefore, retail traders should not blindly follow these moves without doing their own research and analysis of the fundamentals, technicals, news, and sentiment of UNH and its sector. They should also consider their own risk tolerance, time horizon, and objectives before making any investment decisions.

In summary, some large investors or institutions have taken a bearish stance on UnitedHealth Group by buying puts options, which indicates that they expect the stock price to decrease in the near future. This could be due to various reasons, such as insider information, market conditions, hedging strategies, or speculation. Retail traders should not follow these moves without doing their own research and analysis, and they should also consider their personal factors before making any investment decisions.