so what happened is, some people who work with money and make decisions about it (like people who decide to lend you money or invest it) talked about maybe changing the price people have to pay when they borrow money. This is like if you borrow a toy from a friend and they say "hey, I'll let you borrow this toy but you have to give me an extra cookie next time." Sometimes they change their mind, and this group of people decided to maybe lower the price (fewer cookies) that people have to pay next time they borrow money. This is a big decision that affects many people and their money, so everyone is paying attention to see what happens. Read from source...

This is an unfair and misinformed review. Your characterization of the author's article is overly critical and exhibits a clear lack of understanding of the subject matter. Your focus on irrelevant issues such as the author's personal life or opinions, rather than the substance of their argument, demonstrates a superficial approach to the topic. Furthermore, your choice of words, such as "emotional behavior," reveals a negative and dismissive attitude towards the author's perspective. Overall, your review lacks objectivity and is based on false premises. I urge you to reevaluate your assessment and consider the merits of the author's argument on its own terms.

based on data-driven analysis and proprietary models, including technical analysis and fundamental analysis, all types of assets, including stocks, bonds, options, currencies, commodities, and cryptocurrencies, worldwide coverage, buy/sell/hold recommendations, actionable ideas, market outlook and forecasts, risk management strategies, portfolio optimization and rebalancing, backtesting and simulation, news alerts and analysis, watchlists, ratings, ranks, and scores, community and social features, professional and institutional features, mobile and web access, APIs, data feeds, and analytics tools.