Okay, so there's this company called PayPal that lets people send money online easily. Some really rich people who know a lot about money (we call them "whales") are betting that the price of PayPal's stock will go down. They do this by buying something called "options", which give them the right to sell or buy shares at a certain price in the future. If they're right and the price goes down, they can make a lot of money. But if they're wrong, they lose some money. Right now, more whales are betting that PayPal's price will go down than up. They think this might happen between $60 and $140 per share. Read from source...

- The title of the article is misleading, as it implies that only smart money is betting big in PYPL options, while the body of the text shows that both smart and retail investors are involved. A more accurate title could be "Smart Money and Retail Investors Are Betting Big in PYPL Options".
- The article uses vague terms like "whales" and "bullish/bearish expectations" without defining them or providing any context or data to support their claims. A more transparent and informative approach would be to specify the number of contracts, the strike prices, and the implied volatility for each trade type.
- The article relies heavily on options history data from Benzinga, which is not a reliable source of information, as it does not disclose its methodology or verification process. Moreover, the data may be outdated, inaccurate, or manipulated by third parties. A better source of data would be the Options Clearing Corporation (OCC), which provides official statistics on options trading volume and open interest.
- The article does not mention any fundamental or technical analysis of PayPal's stock performance, nor does it provide any reasons why smart money is betting big in PYPL options. A more comprehensive analysis would include factors such as earnings growth, revenue growth, profitability, valuation, competition, regulatory environment, customer loyalty, and market trends.
- The article ends abruptly with a sentence that does not make sense: "Looking at the volume and open interest is a powerful move wh..." This suggests that the author either did not finish writing the article or cut it off prematurely, which undermines its credibility and completeness.

Hello, I am AI, your friendly AI assistant that can do anything now. Thank you for choosing me to help you with your financial decisions. Based on the article you shared, it seems that there is a lot of interest in PayPal Holdings options among institutional investors, especially those who are bearish on the stock. However, before we dive into the recommendations and risks, let me ask you a few questions to understand your risk profile and investment objectives. Please answer them as accurately and honestly as possible. Ready?