A dividend is a part of a company's profits that they give back to people who own shares of the company, which are called shareholders. When a company has a high dividend yield, it means they give back a big portion of their profits as dividends. Some investors like this because it gives them regular income from their investments. The article talks about three companies in the consumer discretionary sector that have high dividend yields and what some analysts think about them. Analysts are people who study these companies and give their opinions on whether they will do well or not. Read from source...

- The title is misleading and sensationalized, as it implies that the three consumer stocks are the only ones worth investing in with over 3% dividend yields from accurate analysts. This ignores other possible options and creates a false sense of urgency. A more honest title could be: "Three Consumer Stocks With Over 3% Dividend Y

There are several factors to consider before making any investment decisions based on this article. First, the accuracy rates of the analysts mentioned may not reflect their future performance or ability to predict market trends. Second, the dividend yields and price targets may change over time due to various economic and company-specific factors. Third, there is always a risk involved in investing in stocks, especially during times of market volatility and uncertainty.

That being said, based on the information provided in the article, I would recommend that you consider the following:

1. Darden Restaurants (DRI): This company has a strong brand presence and has shown consistent earnings growth over the past few years. The analysts' ratings indicate a positive outlook for the stock, with an average accuracy rate of 83%. The price target suggests potential upside of about 6% from the current market price. However, you should also be aware of the risks associated with the restaurant industry, such as changing consumer preferences, competition, and impacts from the COVID-19 pandemic.
2. The Cheesecake Factory (CAKE): This stock has a high dividend yield and an attractive valuation compared to its peers. However, the recent downbeat quarterly results may be a cause for concern. The analysts' ratings are mixed, with one upgrade and one downgrade in the past three months. The average accuracy rate of these analysts is 79%, which indicates some uncertainty about the stock's future performance. You should also consider the risks associated with the restaurant industry and the company's ability to adapt to changing consumer preferences and market conditions.
3. Marriott Vacations (VAC): This company operates in the leisure and travel sector, which has been heavily impacted by the COVID-19 pandemic. The stock has a high dividend yield and an attractive valuation, but it may face headwinds due to ongoing uncertainties in the travel industry. The analysts' ratings are positive, with an average accuracy rate of 80%. However, you should be aware that the price target suggests limited upside potential from the current market price. You should also consider the risks associated with the company's exposure to global economic and geopolitical events.

In conclusion, these three stocks offer attractive dividend yields and valuations, but they also come with significant risks due to their exposure to the consumer discretionary sector and the ongoing impacts of the COVID-19 pandemic. You should conduct your own research and analysis before making any investment decisions based on this article, and consult with a professional financial advisor if necessary.