Alright, imagine you have a lemonade stand (that's a company), and you want to know if it's doing well or not. These words help us understand that:

1. **Upstart** (UPST): This is like the name of your friend's cool lemonade stand. They use something called "artificial intelligence" to make their lemonades super special, and people seem to love them a lot!

- **EBITDA** stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. Imagine you earned $100 from selling lemonade but your mom took $20 (taxes), you had to buy more lemons with $10 (depreciation), and next month's rent is already paid ($5). So, EBITDA would be your $100 - $10 - $5 = $85. It helps us see how well the lemonade stand is doing without considering those things.

- **RSI Value** (like 79.08) is a number that tells us if your friend's lemonade stand is too popular or maybe not popular enough. If it's over 70, it might be too popular right now, and we should wait for it to cool down before buying more of their special lemonades.

- **Price Action** (gain shares) means lots of people are buying your friend's lemonades, and the price is going up! That's why "UPST Price Action: Shares gained 2.8%".

2. **Toast Inc** (TOST) is another cool lemonade stand, but they have a special machine that helps them make even more lemonades super fast!

- Their RSI Value (like 85.15) is also getting high, which might mean they're too busy right now.

3. **Flywire Corp** (FLYW), this is another friend's lemonade stand, and they are doing really well too! They found a secret spot where lots of people love their lemonades the most.

Each of these stands is growing because more people are buying their special lemonades every day! But we need to be careful and watch their RSI Values because if they get too high, it might mean that everyone is at their stand right now, but maybe not tomorrow. So, it's always good to keep an eye on how they're doing before we decide where to spend our money. Read from source...

Here are some potential points a critic could bring up regarding the given article:

1. **Inconsistencies:**
- The article mentions that Upstart is "back in growth mode" despite the lack of a significant boost from the macroeconomy. However, it doesn't provide any data or context to support this claim.
- It's stated that Toast added "approximately 7,000 net new locations," but the significance of this number isn't explained. Was this an expected growth rate? Is this considered good or bad for their business?

2. **Bias:**
- The article seems to have a positive bias towards the companies mentioned. It only reports on their positive news and doesn't provide any counterarguments or potential risks related to their businesses.
- For instance, while it mentions that Upstart's stock has gained around 29% over the past month, it doesn't discuss why this is happening or whether this growth is sustainable.

3. **Irrational Arguments:**
- The article states that " Toast is well positioned to finish out the year strong and carry this momentum into 2025." However, it doesn't explain why this position is well-founded based on their third-quarter results or any other factors.
- It's mentioned that Flywire's CEO sees growth potential within its accounts and verticals. Again, there's no data or analysis provided to support this belief.

4. **Emotional Behavior:**
- The use of phrases like "strong," "back in growth mode," and being "well positioned" can trigger an emotional response in readers, potentially leading them to make decisions based on enthusiasm rather than solid information.
- The article could benefit from a more objective tone and provide a balanced view of the companies' prospects.

The articles are predominantly **bullish** in sentiment, based on the following points:

- Upstart (UPST) stock gained around 29% over the past month and reached a new 52-week high. CEO Dave Girouard stated that the company is back in growth mode.
- Toast Inc (TOST) reported better-than-expected third-quarter results, with stock gaining around 13% in the past month.
- Flywire Corp (FLYW) also reported better-than-expected results and issued FY24 revenue guidance above estimates. The stock has gained approximately 11% in the past month.

RSI values for all three companies are relatively high:

- UPST: 79.08
- TOST: 85.15
- FLYW: 77.08

While RSI values above 70 are typically indicative of a stock being overbought, the positive momentum and recent results suggest continued bullish sentiment in the short term.

Overall, the articles focus on the strong performance and positive outlooks of these companies, contributing to an overall bullish sentiment.