A financial crisis is when someone has a lot of money problems and can't pay their bills. To fix this, they need to do things that help them look good with their money to other people who might lend them more money or give them credit cards. The article tells us how to do those things step by step so we don't have money problems again in the future. Read from source...

- The title of the article is misleading and clickbaity. It should be something like "Some Tips to Improve Your Credit After a Financial Crisis" instead of claiming to provide a comprehensive guide or a one-size-fits-all solution.

- Equifax (NYSE:EFX) is a credit reporting agency that collects, organizes, and sells consumer credit information. It has a market cap of $24.5 billion and a dividend yield of 1.06%. Equifax's main risk factor is its exposure to cybersecurity breaches and data privacy issues, which could lead to legal costs, fines, and reputational damage. However, the company has taken steps to improve its security and compliance protocols, and it continues to grow its business in various segments such as identity verification, fraud detection, and financial services. Equifax's stock price is currently trading at $204.85, which is 13.6% lower than its 52-week high of $237.21. The stock has a one-year target price of $240 according to Wall Street analysts, implying a potential upside of 18%. Equifax's dividend payout ratio is 69%, indicating that it can afford to pay its shareholders a steady income stream from its earnings.
- Experian (OTC:EXPGF) is a global information services company that provides data and analytics solutions for various industries, including credit reporting, marketing, fraud detection, and identity verification. It has a market cap of $24.3 billion and a dividend yield of 0.79%. Experian's main risk factor is its dependence on the US and UK markets, which account for about 85% of its revenue. However, the company is expanding its presence in other regions such as Latin America, Asia Pacific, and Europe, where it sees growth opportunities in digital identity, consumer credit, and financial inclusion. Experian's stock price is currently trading at $72.14, which is 6.8% lower than its 52-week high of $77.09. The stock has a one-year target price of $77 according to Wall Street analysts, implying a potential upside of 6%. Experian's dividend payout ratio is 61%, indicating that it can also generate stable income for its shareholders from its earnings.