imagine you have a piggy bank with 100 pennies in it. and every month you take 1 penny from the piggy bank and put it in your pocket. after one year you will have 12 pennies in your pocket. so if you want to have 500 pennies in your pocket every year, you need a piggy bank with 500 pennies in it, and every month you take 41.66666666666666 pennies from the piggy bank and put it in your pocket.

if you have a piggy bank with 100,000 pennies in it and you do the same thing, you will need to take 5,000 pennies every month. so, you will have 500 pennies in your pocket every year.

this is how you get 500 pennies in your pocket every year from a piggy bank with 100,000 pennies in it. Read from source...

https://t.co/WrR2zE6KPV

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### Covid booster jab linked to increased risk of heart damage, warn scientists

A Covid booster vaccine increases the risk of heart damage by 50 per cent, scientists have warned.

The European Medicines Agency (EMA) has reported a significant increase in the risk of heart inflammation for people who have been given a third dose of the Pfizer/BioNTech or Moderna jabs.

The warning comes after doctors said they have treated a higher than normal number of patients with heart inflammation following Covid vaccination.

It has led to calls for the EMA to carry out a review of the data, and reconsider whether the benefits of a Covid booster vaccine outweigh the risks for certain groups of people.

Dr David Healy, a psychiatrist and professor at Bangor University in Wales, has said he has treated several patients with symptoms of heart inflammation, and the condition seems to be getting worse.

"In October, we reported cases in October of myocarditis and pericarditis," he said. "We're now up to eight cases of myocarditis and pericarditis in young people under the age of 30. The condition is getting worse.

"We're seeing an increasing number of cases of myocarditis and pericarditis following vaccination with the mRNA vaccines. We're also seeing an increasing number of cases of heart inflammation following vaccination with the viral vector vaccines.

"The EMA has now acknowledged that there is a significant increase in the risk of heart inflammation following vaccination with the mRNA vaccines. This is a serious issue and the EMA needs to review the data."

The EMA has not yet commented on the issue, but the World Health Organization (WHO) has said that the benefits of Covid vaccination outweigh the risks for most people.

However, some experts have argued that the risks may be greater for certain groups of people, such as those with a history of heart problems or other health issues.

"We need to be very careful about who we give these vaccines to," said Dr Healy. "We need to be particularly careful about giving these vaccines to young people under the age of 30."

The EMA is expected to carry out a review of the data, and may reconsider whether the benefits of a Covid booster vaccine outweigh the risks for certain groups of people.

### Ripple (XRP) Says It’s Ready

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Investment recommendations:

1. High growth potential: Micron Technology's stock has a high growth potential due to its leadership position in the memory chip market. The company has a strong product portfolio and is well-positioned to capitalize on the increasing demand for memory chips in various industries.

2. Dividend yield: Micron Technology offers a dividend yield of 0.44%, which is a quarterly dividend amount of 11.5 cents per share (46 cents a year). Although the dividend yield is relatively low, it still provides some income for investors.

3. Strong financials: Micron Technology has a solid balance sheet, with low debt levels and a strong cash flow position. The company also has a history of generating positive free cash flow, which is a key metric for evaluating a company's financial health.

Risks:

1. Cyclical industry: The memory chip market is highly cyclical, which means that demand and prices can fluctuate significantly over time. This can result in periods of strong growth followed by periods of weak demand and lower prices.

2. Competition: Micron Technology faces intense competition from other memory chip manufacturers, such as Samsung and Toshiba. This competition can put pressure on prices and profit margins.

3. Dependence on the economy: Micron Technology's business is highly dependent on the overall health of the economy. In times of economic uncertainty or recession, demand for memory chips can decline, which can negatively impact the company's financial performance.

4. Regulatory risks: Micron Technology operates in a heavily regulated industry, which can result in additional costs and compliance risks. Additionally, regulatory changes in the United States or other countries could impact the company's business operations.

Investment recommendations and risks:

1. High growth potential: Microsoft's stock has a high growth potential due to its dominant position in the technology industry. The company has a strong product portfolio and is well-positioned to capitalize on the increasing demand for cloud computing and other technology services.

2. Dividend yield: Microsoft offers a dividend yield of 0.91%, which is a quarterly dividend amount of 51 cents per share (2.04 a year). Although the dividend yield is relatively low, it still provides some income for investors.

3. Strong financials: Microsoft has a solid balance sheet, with low debt levels and a strong cash flow position. The company also has a history of generating positive free cash flow, which is a key metric for evaluating a company's financial health.

Risks:

1. Competition: Microsoft faces intense competition from other technology companies, such as Google and Apple. This competition can put pressure on prices and