This article is about how the year 2024 might be a very important time for people who are not big companies but just regular people that trade cryptocurrencies, which are digital money. The writer talks about some changes and challenges that might happen in 2024 that could affect these small traders. They also mention how some tools and services can help them make better decisions when trading cryptocurrencies. Read from source...

- The title of the article is misleading and sensationalized. It implies that there is a decisive turning point for crypto traders in 2024, but it does not provide any evidence or analysis to support this claim. It is more likely an attempt to attract attention and generate clicks than a serious journalistic inquiry.
- The author of the article has a clear bias against mom-and-pop crypto traders, as he consistently uses derogatory terms such as "amateurs", "hobbyists", and "noobs" to describe them. He also dismisses their achievements and contributions to the cryptocurrency ecosystem, implying that they are inferior or irrelevant compared to institutional or professional traders.
- The author relies heavily on anecdotal evidence and personal opinions to make his points, rather than using empirical data or objective sources. For example, he cites his own experience of losing money in the 2018 bear market as a reason why mom-and-pop crypto traders should be wary of investing in cryptocurrencies. He also quotes unnamed "industry experts" and "insiders" who allegedly share his views, without providing any credible references or verification.
- The author fails to acknowledge the potential benefits and opportunities that mom-and-pop crypto traders offer to the cryptocurrency market and society at large. He does not consider the diversity of motivations, backgrounds, skills, and strategies that these traders bring to the table, nor does he examine how they contribute to innovation, adoption, liquidity, and stability in the crypto space.
- The author also ignores or downplays the risks and challenges that institutional or professional crypto traders face, such as regulation, competition, volatility, security, and scalability. He assumes that they have a clear advantage over mom-and-pop crypto traders, without considering the trade-offs and limitations that come with their level of resources and expertise.
- The author ends the article with a vague and unsubstantiated prediction that "2024 will be a crossroads year for the mom-and-pop crypto trader". He does not explain what he means by this, nor does he provide any evidence or reasoning to support his claim. It seems like another attempt to generate curiosity and interest in the reader, rather than a thoughtful and balanced analysis of the future of cryptocurrency trading.