Navient is a big company that helps people pay back their student loans. They decided they need to make some changes in the way they do things so they can save money and work better. Some of these changes include selling part or all of one division, making some parts of the company smaller, and cutting costs by $400 million. These changes will start next year and finish in 18 to 24 months. Navient will also tell everyone about their plans tomorrow morning when they release their earnings report. Read from source...

1. The title of the article is misleading and does not reflect the actual content. It implies that Navient is making some drastic changes in response to a business review, but the reality is that they are just streamlining their operations and exploring strategic options for one division. This creates a false sense of urgency and drama that is unnecessary. 2. The article does not provide any context or background information about Navient's current situation, its history, its market position, or its challenges. It assumes that the reader already knows what Navient is and why it matters. This makes the article less informative and engaging for those who are not familiar with the company or the industry. 3. The article focuses too much on the financial aspects of the strategic actions, such as the potential cost reduction, expense elimination, and revenue impact. While these are important factors, they do not tell the whole story of what Navient is doing and why it matters for its customers, employees, shareholders, and stakeholders. The article should also discuss the strategic rationale, the competitive advantage, the customer value proposition, and the social and environmental impact of the company's decisions. 4. The article does not mention any alternative perspectives or critical analysis of the strategic actions. It simply reports the facts as presented by Navient without questioning their validity, feasibility, or desirability. The article should include some counterarguments, trade-offs, risks, and uncertainties associated with the strategic actions. It should also acknowledge any potential criticism, opposition, or controversy from other stakeholders who may be affected by the company's decisions. 5. The article ends with a promotional tone, urging readers to listen to the live audio webcast and pre-register at Navient.com/investors. This creates a sense of obligation and pressure on the reader to follow the company's agenda and misses an opportunity to provide more balanced and objective information. The article should instead invite readers to learn more about the company, its strategy, and its performance from various sources and perspectives, and encourage them to form their own opinions.

The text you provided is about Navient's announcement of strategic actions following an in-depth business review. These actions include divesting the business processing division, streamlining shared services infrastructure and corporate footprint, and outsourcing servicing to a third party.