New York Community Bancorp is a bank that owns lots of buildings and land. People are worried because they think fewer people will use the buildings, so the bank might lose money. The bank's value went down a lot recently, and some important people are talking about it. Some other smart people still think the bank is worth more and can make money again. Read from source...

- The title is misleading and sensationalized, as the drop in share price does not necessarily imply a failure of the bank or its management. It could be an opportunity for investors to buy at a discounted price, as some analysts suggest.
- The article focuses too much on the negative aspects of NYCB's situation, such as exposure to commercial real estate, loss of market value, dividend cut, and loan losses. It does not mention any positive aspects, such as its growth, assets, or strategic acquisitions.
- The article uses vague terms and expressions, such as "significant drop", "plummeting 22.15%", "lows not seen since April 1997", without providing any context or comparison to the industry average or historical performance.
- The article relies on secondary sources, such as Goldman Sachs and Bank of America, without verifying their credibility or motives. It also cites Janet Yellen's opinion, which is not relevant to the bank's specific situation.
- The article ends with a contrast between NYCB and SPDR S&P Regional Banking ETF, which does not reflect the same sector or industry. It also implies that NYCB's performance is worse than the overall market, without providing any evidence or analysis.