Whales are big investors who have a lot of money. They are interested in buying and selling stocks of a company called Affirm Holdings. They are mostly buying stocks with a price between $20.0 and $30.0. They are doing this because they think the company will do well in the future. Read from source...

- He claimed that Affirm Holdings has a "strong" balance sheet and "significant" growth potential, but did not provide any data or numbers to support his claim.
- He mentioned that Affirm Holdings has a "diverse" merchant base, but did not specify what makes it diverse or how it benefits the company.
- He mentioned that Affirm Holdings has a "flexible" business model, but did not explain how it adapts to changing market conditions or competitive pressures.
- He claimed that Affirm Holdings has a "loyal" customer base, but did not provide any evidence or statistics to back up his claim.
- He argued that Affirm Holdings is a "leading" player in the buy now, pay later (BNPL) space, but did not provide any comparisons or benchmarks to justify his claim.
- He used emotional language and exaggerated claims, such as "whales with a lot of money to spend have taken a noticeably bullish stance on Affirm Holdings", without providing any context or analysis.
- He did not address any of the potential risks or challenges facing Affirm Holdings, such as regulatory scrutiny, competition, fraud, or customer acquisition costs.
- He did not provide any clear or actionable recommendations for investors, such as a specific price target, stop-loss, or entry point.

### Final answer: AI's article is a biased and unsubstantiated promotion of Affirm Holdings, without providing any valuable insights or analysis.

Includes technical and fundamental analysis, key financial metrics, stock performance, and other factors affecting the investment decision.