A big company called New York Community Bancorp had some not-so-good news about how much money they made in the last three months of the year. Because of this, some people who study companies and give advice on what to do with them, called analysts, changed their opinions on how much the company is worth. They think it's worth less now because of the bad news. This made the price of the company's shares go down a lot. Some other websites also talk about this and give more information for people who want to learn more or make decisions about buying or selling these shares. Read from source...

1. The title of the article is misleading and sensationalized. It implies that analysts cut their forecasts drastically after Q4 earnings, but it does not specify how much they lowered them or why. A more accurate title would be "New York Community Bancorp Analysts Adjust Their Forecasts After Q4 Earnings".
2. The article mentions that the stock fell 37.7% to close at $6.47 on Wednesday, but it does not provide any context or explanation for this sharp decline. Was there a specific news event that triggered the sell-off? What were the market reactions to the earnings report and the analysts' changes?
3. The article cites three different sources: RBC Capital, Jefferies, and Raymond James. However, it does not disclose their credentials or track records. How can readers trust these analysts' opinions and price targets without knowing more about them? Moreover, the article does not indicate whether there are any conflicts of interest between the analysts and the company or its competitors.
4. The article presents the analysts' changes as factual and objective, but it does not analyze or interpret them. What do these changes mean for the company's future performance and valuation? How do they compare to the previous forecasts and the actual results? Are there any other factors that could influence the stock price in the short-term or long-term?
5. The article lacks any personal opinion, perspective, or insight from the author. It merely reports what happened without explaining why it matters or how it affects investors. The author does not express any emotions or biases regarding the company or its stock. This makes the article seem impersonal and detached, as if the author has no stake or interest in the topic.